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Certificates of Deposit
       
Effective October 16, 2014
       
Term

Minimum Balance

Rate

APY*

6 Month

$1,000 0.15% 0.15%

1 Year

$1,000 0.20% 0.20%

18 Month

$1,000 0.25% 0.25%

2 Year

$1,000 0.30% 0.30%

3 Year

$1,000 0.40% 0.40%

4 Year

$1,000 0.55% 0.55%

5 Year

$1,000 0.85% 0.85%

6 Year

$1,000 1.05% 1.05%
       
       
Club Savings
       
Effective October 16, 2014
       
Product

Minimum Balance

Rate

APY*

Christmas Club

$10 0.03% 0.03%

Vacation Club

$10 0.03% 0.03%
       
       
IRA's
       
Effective October 16, 2014
       
Term

Minimum Balance

Rate

APY*

1 Year

$1,000 0.20% 0.20%

2 Year

$1,000 0.30% 0.30%

3 Year

$1,000 0.40% 0.40%

4 Year

$1,000 0.55% 0.55%

5 Year

$1,000 0.85% 0.85%

6 Year

$1,000 1.05% 1.05%
       
Effective October 1, 2014 - October 31, 2014

18 Month Variable Rate **

$25 0.15% 0.15%
** Roth and Traditional IRA's ONLY
       
       
Traditional Savings
       
Effective October 16, 2014
       
Product

Minimum Balance

Rate

APY*

Passbook

$10 0.03% 0.03%

Statement

$10 0.03% 0.03%
       
       

* Annual Percentage Yield

Rates subject to change without notice.
Penalty for early withdrawal.
Fees may reduce earnings.
APY is accurate as of above date.
Please call or visit any one of our branch offices for further details.

Fee Schedule

Truth in Savings Disclosure