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Certificates of Deposit
       
Effective February 26, 2015
       
Term

Minimum Balance

Rate

APY*

6 Month

$1,000 0.15% 0.15%

1 Year

$1,000 0.20% 0.20%

18 Month

$1,000 0.25% 0.25%

2 Year

$1,000 0.30% 0.30%

3 Year

$1,000 0.40% 0.40%

4 Year

$1,000 0.55% 0.55%

5 Year

$1,000 0.85% 0.85%

6 Year

$1,000 1.05% 1.05%
       
       
Club Savings
       
Effective February 26, 2015
       
Product

Minimum Balance

Rate

APY*

Christmas Club

$10 0.03% 0.03%

Vacation Club

$10 0.03% 0.03%
       
       
IRA's
       
Effective February 26, 2015
       
Term

Minimum Balance

Rate

APY*

1 Year

$1,000 0.20% 0.20%

2 Year

$1,000 0.30% 0.30%

3 Year

$1,000 0.40% 0.40%

4 Year

$1,000 0.55% 0.55%

5 Year

$1,000 0.85% 0.85%

6 Year

$1,000 1.05% 1.05%
       
Effective February 1, 2015 - February 28, 2015

18 Month Variable Rate **

$25 0.15% 0.15%
** Roth and Traditional IRA's ONLY
       
       
Traditional Savings
       
Effective February 26, 2015
       
Product

Minimum Balance

Rate

APY*

Passbook

$10 0.03% 0.03%

Statement

$10 0.03% 0.03%
       
       

* Annual Percentage Yield

Rates subject to change without notice.
Penalty for early withdrawal.
Fees may reduce earnings.
APY is accurate as of above date.
Please call or visit any one of our branch offices for further details.

Fee Schedule

Truth in Savings Disclosure