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Certificates of Deposit
       
Effective February 16, 2012
       
Term

Minimum Balance

Rate

APY*

6 Month

$1,000 0.25% 0.25%

1 Year

$1,000 0.40% 0.40%

18 Month

$1,000 0.40% 0.40%

2 Year

$1,000 0.70% 0.70%

3 Year

$1,000 0.85% 0.85%

4 Year

$1,000 1.00% 1.00%

5 Year

$1,000 1.50% 1.51%

6 Year

$1,000 2.00% 2.01%

7 Year

$1,000 2.00% 2.01%

8 Year

$1,000 2.00% 2.01%

9 Year

$1,000 2.00% 2.01%

10 Year

$1,000 2.00% 2.01%
       
       
Club Savings
       
Effective February 16, 2012
       
Product

Minimum Balance

Rate

APY*

Christmas Club

$10 0.25% 0.25%

Vacation Club

$10 0.25% 0.25%
       
       
IRA's
       
Effective February 16, 2012
       
Term

Minimum Balance

Rate

APY*

1 Year

$1,000 0.40% 0.40%

2 Year

$1,000 0.70% 0.70%

3 Year

$1,000 0.85% 0.85%

4 Year

$1,000 1.00% 1.00%

5 Year

$1,000 1.50% 1.51%

6 Year

$1,000 2.00% 2.01%

7 Year

$1,000 2.00% 2.01%

8 Year

$1,000 2.00% 2.01%

9 Year

$1,000 2.00% 2.01%

10 Year

$1,000 2.00% 2.01%
       
Effective February 1, 2012 - February 29, 2012

18 Month Variable Rate **

$25 0.25% 0.25%
** Roth and Traditional IRA's ONLY
       
       
Traditional Savings
       
Effective February 16, 2012
       
Product

Minimum Balance

Rate

APY*

Passbook

$10 0.25% 0.25%

Statement

$10 0.25% 0.25%
       
       

* Annual Percentage Yield

Rates subject to change without notice.
Please call or visit any one of our branch offices for further details.