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We’re offering fantastic rates on our Home Equity Installment Loans.


Home Equity Installment
Effective September 26, 2014 - December 31, 2014


Maximum Amount

Rate** APR*
60 Months 80% of Appraised Value 3.250% 3.250%
120 Months 80% of Appraised Value 3.250% 3.250%

Closed end home equity loan at a fixed Annual Percentage Rate (APR) for term of loan.  Promotion rate not available to refinance any existing Charleroi Federal Savings Bank home loan or line of credit.  Must be owner occupied primary residence in Bank’s geographic lending area.  Minimum loan amount for promotion rate is $10,000.  Borrower paid closing costs of $250 due at application for loan application amounts up to $150,000.  Borrower to pay mortgage lien satisfaction fee at time of loan payoff.  Monthly payment example:  120 monthly payments of $9.77 per $1,000 borrowed at an interest rate of 3.25% / 3.25% APR.  Above payment does not include any payment for tax and/or insurance escrow.  Interest may be tax deductible, please consult your tax advisor.  Loan approval subject to Bank’s underwriting guidelines.  Offer is based on a review of your credit history.  Maximum loan to value (LTV) is 80%.  Real estate appraisal required and will be obtained by the lender.  Outstanding mortgage lien balances will be used in calculation of equity.  Property insurance is required.  Title and flood insurance may be required.  Promotion rate advertised will expire December 31, 2014.  Other rates/terms available.